Delhi’s Industries Minister Saurabh Bhardwaj announced a new scheme called Mukhyamantri Swavlamban Rojgar Yojana in Delhi for the financial benefits of the individual entrepreneurs, artisans, disadvantaged groups etc. Under this CM Swavlamban Rozgar Scheme, state government will provide easy loan options of Rs 10 Lakh with subsidy benefits up to 20%.
If you are resident of Delhi and running a small business or want to start a new business then this scheme will help you financially to grow in the market and change the economic conditions of the state and employment conditions.
Let’s explore the eligibility criteria as well as funding benefits or we can say loan amount and subsidy offered under the Mukhyamantri Swavlamban Rozgar Yojana.
Headings
- 1 What is Mukhyamantri Swavlamban Rozgar Yojana? 2024-25
- 1.1 Main objective of the scheme
- 1.2 Core Highlights
- 1.3 Who are eligible for Mukhyamantri Swavlamban Rojgar Yojana in Delhi?
- 1.4 Benefits and Salient features
- 1.5 Loan amount and subsidy offered under Swavlamban Rozgar Scheme
- 1.6 Necessary documents for registration
- 1.7 How to Apply for Mukhyamantri Swavlamban Rozgar Yojana?
- 1.8 Contact details
- 1.9 FAQs
- 1.10 Final words
What is Mukhyamantri Swavlamban Rozgar Yojana? 2024-25
Recently industrial minister Saurabh Bhardwaj announced this scheme to provide financial benefits to small scale industries, shopkeepers as well as disadvantaged groups people like widow and disabled persons of the Delhi. Under the Mukhyamantri Swavlamban Rojgar Yojana Delhi, beneficiaries can avail low interest rate loan from the banks where government may be middleman.
At the time of announcement, minister said that due to this scheme, employment generation in the state will grow and due to that economic growth also in the speed mode. Applicant can avail upto Rs 10 lakh loan amount at minimum 6% of interest.
Main objective of the scheme
The main objective of the scheme is to strengthen the individuals and small scale industries by providing them essential financial assistance. Due to this they can expand their business and grow their economic conditions. This will resulted more job opportunities in the state in the upcoming days.
Delhi Govt announces Plan to launch the Mukhya Mantri Swavlamban Rozgar Yojana aimed to empower the small scale industries and shopkeepers.
— AAP Ka Mehta 🇮🇳 (@DaaruBaazMehta) December 20, 2024
Easy access to low interest rates Loan upto 10,00,000 pic.twitter.com/hGcBKCZpfv
Core Highlights
| Scheme Name | Mukhyamantri Swavlamban Rozgar Yojana (MMSRY) |
| Announced By | Industrial minister Saurabh Bhardwaj |
| State | Delhi |
| Announced on | 19th December, 2024 |
| Department | Delhi Khadi and Village Industries Commission (KVIC) |
| Beneficiaries | Individuals, shopkeepers and entrepreneurs |
| Benefits | Low interest loan |
| Loan Amount | up to Rs 10 lakh |
| Interest Rate | 6% to 7% |
| Subsidy Available ? | Yes |
| Mode of Application | Online or Offline through banks |
| Helpline Number | Not yet disclosed |
Who are eligible for Mukhyamantri Swavlamban Rojgar Yojana in Delhi?
Here we discussed about the who will become the beneficiaries under the scheme as well eligibility criteria of the scheme in detailed.
- Permenent citizens of Delhi can apply for the scheme only.
- Age Criteria: age of the applicant should be in the range of 18 to 55 years.
- Those school and college dropouts whose age is above 18 years are eligible to start their new business by taking funding under the scheme.
- Applicant shouldn’t bank defaulter earlier are eligible.
- Other than that, there are some category of beneficiaries discussed below.
- Individuals
- Individual Entrepreneurs
- Shopkeepers
- Trade Professionals
- Artisans
- Physically handicapped persons
- Widows etc.
Benefits and Salient features
- Easy access to low interest loan:- This scheme will provide easily funding from the financial institutions. Because most of the cases individuals struggle to secure funding options by their own.
- Strengthen the small scale industries:- Due to easily finding options available small scale industries will grow and don’t loose their growth because of funding.
- Expand Operations:- Those who already has shop and want to start a new enterprise the he or she can now options to get funding under Mukhyamantri Swavlamban Rojgar Yojana Delhi.
- Job Opportunities:- Once small scale industries and individuals start or expand their business automatically job opportunities will increase in the market.
- Subsidy benefits:- Beneficiaries can avail subsidy benefits on the loan amount ranging from 10% to 20%.
Loan amount and subsidy offered under Swavlamban Rozgar Scheme
As we discussed earlier that under the Delhi Swavlamban Rozgar Yojana, beneficiaries can take up to Rs 10 lakh as a loan amount. If anyone can take Rs 5 lakh then they will have to pay 6% interest on the amount and those who take Rs 10 lakh loan will have to pay 7% interest on the amount. Let’s check quickly about subsidy benefits from the below table.
| Delhi Swavlamban Rojgar Yojana Offers | Value |
|---|---|
| Loan Amount | Up to Rs 10 Lakh |
| Interest Rate for up to Rs 5 lakh | 6% |
| Interest rate for up to Rs 10 lakh | 7% |
| Subsidy for general categories applicant | 10% |
| Subsidy for Women, SC/ST and ex-servicemen | 15% |
| Subsidy for disabled persons and widows | 20% |
Necessary documents for registration
Keep in your mind that these documents may require at the time of application.
- Aadhar Card
- Business Details
- Caste certificate
- Disability Certificate (If applicable)
- Widows Certificate (If applicable)
- Age Certificate
- Bank Account Details
- PAN card
- Educational Certificate (If applicable)
- Mobile number and Email ID
- 02 Passport size photograph
How to Apply for Mukhyamantri Swavlamban Rozgar Yojana?
Still there are not disclosed any official website of Mukhyamantri Swavlamban Rojgar Yojana in Delhi. So we can’t provide exact steps to apply online for the scheme. But you can check the below steps which may help you for the application process.
Step 1: Visit Official website of MMSRY.
Step 2: First register on the portal by providing necessary details like name, mobile number after verification of OTP.
Step 3: Once registered Click on the Login option on the website and logged in by providing details at the time of registration.
Step 4: After logged in, application form will open where you have to enter all the details like loan amount, category, pan details, Aadhaar number, Birth Date, type of business, bank account details etc.
Step 5: After that, fill captcha code and check the box of self declaration.
Step 6: Now click on the submit button and print out the acknowledgement receipt.
Step 7: Now visit the bank branch which details you have to put on the application form.
Step 8: After that bank will verify and start the process of disbursement of the amount you applied.
Thus, how easy to apply for the Delhi Swavlamban Rozgar Scheme.
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Contact details
If you are facing any problem at the time of application you can contact the toll free or helpline number of the scheme. But till now state government not disclosed any number. Whenever state government launched helpline details we share here for you as soon as possible.
FAQs
Que: Is there any official website of Mukhyamantri Swavlamban Rozgar Yojana?
Ans: Not yet.
Que: How much interest have to pay for Rs 10 lakh loan under the CM Swavlamban Rojgar Yojana in Delhi?
Ans: 7% annual interest on the amount
Que: How much subsidy will be provided for the SC/ST applicant under the scheme?
Ans: 15%
Final words
The Mukhyamantri Swavlamban Rozgar Yojana Delhi will prove the crucial steps for the funding options for the small scale industries as well as individuals in the state. Here we provide full details of the any government schemes same like this. So don’t forget to share with others and bookmark the PM Surya Ghar Yojana website.